What is HomeReach?

We combined an FHA Mortgage with our exclusive down payment assistance program serving as a boost to finance your down payment and/or closing costs

• No first-time homebuyer requirement
• No income limits
• Perfect for borrowers who want to use minimal out-of-pocket funds

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How does it work?

1. Apply for our HomeReach Loan
2. Choose the best Down Payment Assistance financing option
3. Both loans close simultaneously
4. You are a HOMEOWNER!!!

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OPTION 1

Perfect for those who are planning to stay in their home for 10+ years

• 0% Interest Rate
• No Payments over the life of the loan
• Loan is forgivable after 10 years
• Receive 3.5% of the sales price or appraised value!

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OPTION 2

Better for people planning to move before 10 years

• Interest Rate is equal to the rate of first Mortgage +2%
• 10-year repayment term
• Receive 3.5% of the sales price or appraised value!

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‍^{Certain restrictions apply, program availability and guidelines are subject to change at any time. Not available in NY & WA. Homebuyer education is required. Owner-occupied properties only. Payable upon sale, refinance, or payoff (if prior to 10 years).}