Say goodbye to crowded cities and hello to rolling hills!

You don’t need to live on a farm to be eligible for a USDA mortgage. In fact, much of the United States is in USDA-eligible boundaries, including suburban and semi-suburban properties. To find out if the home you’re interested in financing is located in an USDA-eligible rural area, please visit the interactive map on the USDA website here.

Developed by the Department of Agriculture, USDA loans are available to homebuyers with low-to-average household income for their area. With 100% financing, zero down payment options, and no first-time homebuyer requirements, USDA loans assist countless eligible homebuyers with their home financing goals.

Key Features and Benefits of USDA Mortgage Loans

• Primary residences only.
• Available for purchase, refinance, or renovation.
• Competitive interest rates.
• Lenient credit score requirements.
• Unlimited gift funds or grants.
• 6% seller concession allowed--seller may pay some of buyer's prepaid costs.
• Available for rural or designated properties.
• No first-time homebuyer requirements.
• 0% down payment options.

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_{Rates & Program Availability Subject To Change. Income & Other Restrictions Apply. Properties Must Meet Certain Requirements & Be Located In Eligible Area. Low monthly mortgage insurance.}