Your Dream Home Awaits: What to Do When You Find the House You Want

After spending time searching for a home, it’s exciting to find one you can imagine building a life in. Before you strike up a deal with the sellers, it’s time to present yourself as a strong buyer. Let’s walk through how to prepare for your big move by preparing financially, researching your future home, and how to best work with your homebuying team!

Request a Home Showing

When you’re making a major purchase decision, shopping and researching online can only go so far. While some online showings have accurate photos or a 3D tour, there’s some things you may miss if you don’t see the home in person. Have your Real Estate Agent set up a showing or attend an open house. You’ll see how much space you’ll truly have, get a feel for the noise levels, and get to know the neighborhood.

Learn What You Can

The more knowledge you have about the home prior to making an offer, the more likely you are to save yourself some headaches as you adjust to ownership. Work with your Real Estate Agent to get important questions answered and delve into research. Knowing things like when the home was built, when appliances were installed, or when the roof and windows were replaced will help you predict when replacements or repairs will be necessary once the property is your responsibility.

Utilize Your Mortgage Pre-Approval

Even if you have a pre-qualification, a pre-approval letter is the best way to show sellers you’re serious about purchasing their home. Whereas a pre-qualification is based on basic information that you provide a lender, a pre-approval is a more thorough process that requires an underwriting team to verify your conditional approval.

Make a Strong Offer

Your Real Estate Agent will help you cultivate a strong offer letter. They will help you navigate contingencies and provide advice on best practices. Buying a home is emotional, but selling a home you love can be hard, too. If appropriate, including a personal letter to the seller about how much the home means to you can be a great additional touch. They may appreciate hearing about the aspects of the home that you’ll cherish.

Reaching the Closing Table for Your New Home Sweet Home

Working with a homebuying team ensures you reach closing with confidence. Make sure in addition to your Real Estate Agent, you’re working with a Licensed Loan Originator. They’ll be by your side every step of the way to answer your questions. Contact us today to get started!